259 Gaines Circle, Cottageville

Motivated seller -- priced to move and backed with real financial incentives! This beautifully renovated 4BR/2BA sits on 1.8 private acres in Cottageville, no HOA. The 2025 remodel brings granite countertops, new luxury flooring, updated cabinetry, and fully tiled bathrooms throughout a bright, open floor plan with a split-bedroom layout for privacy. Outside: a large covered back porch, a detached 2-car garage, and a fully fenced backyard (chain-link, 3 gates) -- ideal for pets, gardening, or play.Financing made simple: recorded with the county as real property on a permanent foundation (docs on file) and USDA-eligible for 100% financing -- zero down for qualified buyers. Seller also offers a $2,500 credit, buyer's choice, toward closing costs or a rate buydown. Move-in ready -- no new-construction wait. Schedule your showing today!